Call report 2024Q4
CITIZENS BANK — 2024Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 469,274,000 | USD | evidence → |
| Total loans | 303,566,000 | USD | evidence → |
| Allowance for loan losses | 4,477,000 | USD | evidence → |
| Securities available for sale | 70,471,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 408,892,000 | USD | evidence → |
| Interest-bearing deposits | 278,226,000 | USD | evidence → |
| Noninterest-bearing deposits | 130,666,000 | USD | evidence → |
| Equity capital | 55,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,174,000 | USD | evidence → |
| Interest expense | 5,609,000 | USD | evidence → |
| Net interest income | 20,565,000 | USD | evidence → |
| Noninterest income | 4,564,000 | USD | evidence → |
| Noninterest expense | 15,667,000 | USD | evidence → |
| Provision for loan losses | 946,000 | USD | evidence → |
| Pretax income | 8,516,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,076,000 | USD | evidence → |
| Total capital | 65,826,000 | USD | evidence → |
| Risk-weighted assets | 299,203,000 | USD | evidence → |