Call report 2023Q4
CITIZENS BANK — 2023Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 449,353,000 | USD | evidence → |
| Total loans | 305,936,000 | USD | evidence → |
| Allowance for loan losses | 4,082,000 | USD | evidence → |
| Securities available for sale | 61,483,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,946,000 | USD | evidence → |
| Interest-bearing deposits | 256,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,316,000 | USD | evidence → |
| Equity capital | 53,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,747,000 | USD | evidence → |
| Interest expense | 3,307,000 | USD | evidence → |
| Net interest income | 19,440,000 | USD | evidence → |
| Noninterest income | 10,799,000 | USD | evidence → |
| Noninterest expense | 16,614,000 | USD | evidence → |
| Provision for loan losses | 261,000 | USD | evidence → |
| Pretax income | 12,800,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 12,800,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,961,000 | USD | evidence → |
| Total capital | 64,719,000 | USD | evidence → |
| Risk-weighted assets | 300,233,000 | USD | evidence → |