Call report 2022Q4
CITIZENS BANK — 2022Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 449,244,000 | USD | evidence → |
| Total loans | 302,090,000 | USD | evidence → |
| Allowance for loan losses | 4,411,000 | USD | evidence → |
| Securities available for sale | 62,190,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,193,000 | USD | evidence → |
| Interest-bearing deposits | 277,920,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,273,000 | USD | evidence → |
| Equity capital | 42,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,161,000 | USD | evidence → |
| Interest expense | 1,434,000 | USD | evidence → |
| Net interest income | 17,727,000 | USD | evidence → |
| Noninterest income | 4,376,000 | USD | evidence → |
| Noninterest expense | 14,437,000 | USD | evidence → |
| Provision for loan losses | 326,000 | USD | evidence → |
| Pretax income | 7,340,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,825,000 | USD | evidence → |
| Total capital | 56,569,000 | USD | evidence → |
| Risk-weighted assets | 298,856,000 | USD | evidence → |