Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,062,000 | USD | evidence → |
| Total loans | 240,685,000 | USD | evidence → |
| Allowance for loan losses | 4,068,000 | USD | evidence → |
| Securities available for sale | 44,330,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,973,000 | USD | evidence → |
| Interest-bearing deposits | 249,691,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,282,000 | USD | evidence → |
| Equity capital | 31,121,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,957,000 | USD | evidence → |
| Interest expense | 8,511,000 | USD | evidence → |
| Net interest income | 13,446,000 | USD | evidence → |
| Noninterest income | 3,075,000 | USD | evidence → |
| Noninterest expense | 9,729,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 6,648,000 | USD | evidence → |
| Income tax | 1,289,000 | USD | evidence → |
| Net income | 5,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,518,000 | USD | evidence → |
| Total capital | 35,368,000 | USD | evidence → |
| Risk-weighted assets | 226,742,000 | USD | evidence → |