Call report 2007Q1
CITIZENS BANK — 2007Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,479,000 | USD | evidence → |
| Total loans | 223,459,000 | USD | evidence → |
| Allowance for loan losses | 5,292,000 | USD | evidence → |
| Securities available for sale | 54,011,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,143,000 | USD | evidence → |
| Interest-bearing deposits | 237,474,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,669,000 | USD | evidence → |
| Equity capital | 28,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,271,000 | USD | evidence → |
| Interest expense | 1,968,000 | USD | evidence → |
| Net interest income | 3,303,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 2,243,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 1,803,000 | USD | evidence → |
| Income tax | 1,289,000 | USD | evidence → |
| Net income | 514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,665,000 | USD | evidence → |
| Total capital | 32,332,000 | USD | evidence → |
| Risk-weighted assets | 210,714,000 | USD | evidence → |