Call reports 2010
GOLF SAVINGS BANK — 2010
What GOLF SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 558,290,000 | 562,907,000 |
| Total loans | 447,173,000 | 479,146,000 |
| Allowance for loan losses | 7,399,000 | 6,897,000 |
| Securities available for sale | 59,879,000 | 27,042,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 423,062,000 | 428,548,000 |
| Interest-bearing deposits | 407,805,000 | 409,614,000 |
| Noninterest-bearing deposits | 15,257,000 | 18,934,000 |
| Equity capital | 62,304,000 | 62,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 6,187,000 | 12,876,000 |
| Interest expense | 3,062,000 | 5,992,000 |
| Net interest income | 3,125,000 | 6,884,000 |
| Noninterest income | 10,878,000 | 21,767,000 |
| Noninterest expense | 11,105,000 | 22,839,000 |
| Provision for loan losses | 2,890,000 | 5,791,000 |
| Pretax income | 80,000 | 884,000 |
| Income tax | -2,000 | 266,000 |
| Net income | 82,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 61,783,000 | 61,948,000 |
| Total capital | 65,809,000 | 65,989,000 |
| Risk-weighted assets | 317,571,000 | 318,486,000 |