Call reports 2002
GOLF SAVINGS BANK — 2002
What GOLF SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,703,000 | 113,690,000 | 143,277,000 | 166,618,000 |
| Total loans | 107,449,000 | 106,096,000 | 133,884,000 | 157,604,000 |
| Allowance for loan losses | 525,000 | 580,000 | 640,000 | 785,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,088,000 | 90,184,000 | 111,474,000 | 132,643,000 |
| Interest-bearing deposits | 77,335,000 | 74,950,000 | 93,434,000 | 112,848,000 |
| Noninterest-bearing deposits | 13,753,000 | 15,234,000 | 18,040,000 | 19,795,000 |
| Equity capital | 11,793,000 | 12,756,000 | 13,658,000 | 15,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,195,000 | 6,401,000 | 9,429,000 |
| Interest expense | 670,000 | 1,272,000 | 1,930,000 | 2,813,000 |
| Net interest income | 1,533,000 | 2,923,000 | 4,471,000 | 6,616,000 |
| Noninterest income | 3,947,000 | 8,624,000 | 13,884,000 | 21,305,000 |
| Noninterest expense | 4,448,000 | 9,006,000 | 14,395,000 | 21,523,000 |
| Provision for loan losses | 0 | 55,000 | 115,000 | 260,000 |
| Pretax income | 1,032,000 | 2,486,000 | 3,845,000 | 6,138,000 |
| Income tax | 327,000 | 818,000 | 1,275,000 | 2,049,000 |
| Net income | 705,000 | 1,668,000 | 2,570,000 | 4,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,793,000 | 12,756,000 | 13,658,000 | 15,927,000 |
| Total capital | 12,318,000 | 13,336,000 | 14,298,000 | 16,712,000 |
| Risk-weighted assets | 95,554,000 | 98,255,000 | 118,808,000 | 143,968,000 |