Call reports 2001
GOLF SAVINGS BANK — 2001
What GOLF SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,149,000 | 123,409,000 | 108,109,000 | 106,984,000 |
| Total loans | 102,173,000 | 106,842,000 | 96,678,000 | 101,907,000 |
| Allowance for loan losses | 524,000 | 534,000 | 525,000 | 525,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,160,000 | 85,317,000 | 90,620,000 | 92,438,000 |
| Interest-bearing deposits | 77,376,000 | 68,372,000 | 73,587,000 | 80,299,000 |
| Noninterest-bearing deposits | 13,784,000 | 16,945,000 | 17,033,000 | 12,139,000 |
| Equity capital | 8,931,000 | 9,651,000 | 10,152,000 | 11,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,166,000 | 4,468,000 | 6,637,000 | 8,801,000 |
| Interest expense | 1,310,000 | 2,561,000 | 3,591,000 | 4,425,000 |
| Net interest income | 2,856,000 | 1,907,000 | 3,046,000 | 4,376,000 |
| Noninterest income | 1,763,000 | 8,378,000 | 12,728,000 | 18,574,000 |
| Noninterest expense | 4,047,000 | 8,588,000 | 13,316,000 | 19,152,000 |
| Provision for loan losses | -21,000 | -11,000 | -20,000 | -20,000 |
| Pretax income | 593,000 | 1,708,000 | 2,478,000 | 3,818,000 |
| Income tax | 214,000 | 609,000 | 878,000 | 1,282,000 |
| Net income | 379,000 | 1,099,000 | 1,600,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,787,000 | 9,507,000 | 10,152,000 | 11,088,000 |
| Total capital | 9,311,000 | 10,041,000 | 10,677,000 | 11,613,000 |
| Risk-weighted assets | 58,165,000 | 60,884,000 | 79,891,000 | 86,317,000 |