Call reports 2017
NEW WINDSOR STATE BANK — 2017
What NEW WINDSOR STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 315,201,000 | 320,591,000 |
| Total loans | 268,424,000 | 273,718,000 |
| Allowance for loan losses | 2,829,000 | 2,642,000 |
| Securities available for sale | 22,407,000 | 21,544,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 285,560,000 | 292,560,000 |
| Interest-bearing deposits | 209,989,000 | 212,490,000 |
| Noninterest-bearing deposits | 75,571,000 | 80,070,000 |
| Equity capital | 28,794,000 | 25,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 3,059,000 | 6,277,000 |
| Interest expense | 320,000 | 658,000 |
| Net interest income | 2,739,000 | 5,619,000 |
| Noninterest income | 588,000 | 1,199,000 |
| Noninterest expense | 2,676,000 | 10,284,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 651,000 | -3,466,000 |
| Income tax | 246,000 | -1,385,000 |
| Net income | 405,000 | -2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 29,074,000 | 25,938,000 |
| Total capital | 31,933,000 | 28,610,000 |
| Risk-weighted assets | 267,617,000 | 271,661,000 |