Call reports 2001
FIRST UNITED BANK, NATIONAL ASSOCIATION — 2001
What FIRST UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,526,000 | 83,116,000 | 80,558,000 | 79,897,000 |
| Total loans | 70,578,000 | 69,061,000 | 67,294,000 | 64,653,000 |
| Allowance for loan losses | 743,000 | 711,000 | 717,000 | 699,000 |
| Securities available for sale | 8,507,000 | 7,854,000 | 7,152,000 | 6,516,000 |
| Securities held to maturity | 1,185,000 | 1,185,000 | 985,000 | 985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,973,000 | 74,615,000 | 71,992,000 | 71,412,000 |
| Interest-bearing deposits | 67,360,000 | 69,415,000 | 66,550,000 | 65,167,000 |
| Noninterest-bearing deposits | 5,613,000 | 5,200,000 | 5,442,000 | 6,244,000 |
| Equity capital | 8,104,000 | 8,171,000 | 8,270,000 | 8,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,352,000 | 4,958,000 | 6,443,000 |
| Interest expense | 795,000 | 1,540,000 | 2,192,000 | 2,716,000 |
| Net interest income | 882,000 | 1,812,000 | 2,766,000 | 3,727,000 |
| Noninterest income | 113,000 | 228,000 | 332,000 | 452,000 |
| Noninterest expense | 496,000 | 992,000 | 1,465,000 | 1,978,000 |
| Provision for loan losses | 45,000 | 105,000 | 175,000 | 265,000 |
| Pretax income | 454,000 | 943,000 | 1,458,000 | 1,936,000 |
| Income tax | 174,000 | 349,000 | 527,000 | 738,000 |
| Net income | 280,000 | 594,000 | 931,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,355,000 | 7,436,000 | 7,532,000 | 7,546,000 |
| Total capital | 8,098,000 | 8,147,000 | 8,249,000 | 8,245,000 |
| Risk-weighted assets | 69,766,000 | 68,334,000 | 65,998,000 | 62,608,000 |