Call reports 2019
RELIANCE STATE BANK — 2019
What RELIANCE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 223,814,000 | 218,676,000 | 229,609,000 | 230,032,000 |
| Total loans | 152,068,000 | 148,966,000 | 151,408,000 | 160,265,000 |
| Allowance for loan losses | 2,149,000 | 2,153,000 | 2,159,000 | 2,217,000 |
| Securities available for sale | 55,913,000 | 54,998,000 | 53,450,000 | 55,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,818,000 | 180,787,000 | 190,898,000 | 193,805,000 |
| Interest-bearing deposits | 152,564,000 | 146,588,000 | 156,464,000 | 156,123,000 |
| Noninterest-bearing deposits | 34,254,000 | 34,199,000 | 34,434,000 | 37,682,000 |
| Equity capital | 30,794,000 | 31,239,000 | 31,277,000 | 27,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,614,000 | 6,662,000 | 8,925,000 |
| Interest expense | 513,000 | 1,061,000 | 1,591,000 | 2,098,000 |
| Net interest income | 1,789,000 | 3,553,000 | 5,071,000 | 6,827,000 |
| Noninterest income | 175,000 | 318,000 | 478,000 | 644,000 |
| Noninterest expense | 1,014,000 | 1,939,000 | 2,880,000 | 3,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 957,000 | 1,933,000 | 2,675,000 | 3,539,000 |
| Income tax | 210,000 | 430,000 | 594,000 | 789,000 |
| Net income | 747,000 | 1,503,000 | 2,081,000 | 2,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,779,000 | 25,921,000 | 25,873,000 | 22,166,000 |
| Total capital | 28,032,000 | 28,124,000 | 28,113,000 | 24,487,000 |
| Risk-weighted assets | 180,927,000 | 176,195,000 | 179,168,000 | 188,358,000 |