Call reports 2018
RELIANCE STATE BANK — 2018
What RELIANCE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 228,078,000 | 220,445,000 | 221,814,000 | 226,265,000 |
| Total loans | 145,564,000 | 143,576,000 | 147,021,000 | 156,712,000 |
| Allowance for loan losses | 2,142,000 | 2,145,000 | 2,040,000 | 2,154,000 |
| Securities available for sale | 66,125,000 | 64,295,000 | 60,655,000 | 56,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,009,000 | 177,620,000 | 182,245,000 | 185,986,000 |
| Interest-bearing deposits | 154,076,000 | 143,164,000 | 148,137,000 | 147,010,000 |
| Noninterest-bearing deposits | 38,934,000 | 34,456,000 | 34,108,000 | 38,976,000 |
| Equity capital | 29,799,000 | 29,862,000 | 29,766,000 | 30,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,254,000 | 6,492,000 | 8,799,000 |
| Interest expense | 286,000 | 630,000 | 1,021,000 | 1,511,000 |
| Net interest income | 1,794,000 | 3,624,000 | 5,471,000 | 7,288,000 |
| Noninterest income | 167,000 | 309,000 | 462,000 | 608,000 |
| Noninterest expense | 1,009,000 | 1,924,000 | 2,900,000 | 3,832,000 |
| Provision for loan losses | 0 | 0 | 0 | 115,000 |
| Pretax income | 952,000 | 2,009,000 | 3,033,000 | 3,965,000 |
| Income tax | 206,000 | 435,000 | 663,000 | 870,000 |
| Net income | 746,000 | 1,574,000 | 2,370,000 | 3,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,042,000 | 25,282,000 | 25,487,000 | 25,622,000 |
| Total capital | 27,255,000 | 27,475,000 | 27,631,000 | 27,880,000 |
| Risk-weighted assets | 177,057,000 | 175,350,000 | 177,278,000 | 188,107,000 |