Call reports 2017
RELIANCE STATE BANK — 2017
What RELIANCE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 216,810,000 | 208,846,000 | 218,083,000 | 220,385,000 |
| Total loans | 135,901,000 | 140,789,000 | 139,404,000 | 143,534,000 |
| Allowance for loan losses | 1,867,000 | 1,886,000 | 1,906,000 | 2,176,000 |
| Securities available for sale | 63,537,000 | 55,324,000 | 56,059,000 | 61,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,445,000 | 173,474,000 | 182,680,000 | 185,372,000 |
| Interest-bearing deposits | 147,457,000 | 139,418,000 | 148,697,000 | 144,791,000 |
| Noninterest-bearing deposits | 33,988,000 | 34,056,000 | 33,983,000 | 40,581,000 |
| Equity capital | 29,868,000 | 30,237,000 | 30,389,000 | 30,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 3,971,000 | 6,013,000 | 8,100,000 |
| Interest expense | 172,000 | 406,000 | 651,000 | 926,000 |
| Net interest income | 1,775,000 | 3,565,000 | 5,362,000 | 7,174,000 |
| Noninterest income | 161,000 | 327,000 | 480,000 | 632,000 |
| Noninterest expense | 985,000 | 1,916,000 | 2,822,000 | 3,705,000 |
| Provision for loan losses | 18,000 | 35,000 | 53,000 | 320,000 |
| Pretax income | 933,000 | 1,941,000 | 2,967,000 | 3,781,000 |
| Income tax | 297,000 | 625,000 | 969,000 | 1,266,000 |
| Net income | 636,000 | 1,316,000 | 1,998,000 | 2,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,445,000 | 24,695,000 | 24,947,000 | 24,775,000 |
| Total capital | 26,416,000 | 26,685,000 | 26,957,000 | 26,982,000 |
| Risk-weighted assets | 170,813,000 | 170,360,000 | 169,312,000 | 176,477,000 |