Call reports 2012
RELIANCE STATE BANK — 2012
What RELIANCE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,030,000 | 209,415,000 | 214,774,000 | 221,799,000 |
| Total loans | 47,292,000 | 93,581,000 | 91,093,000 | 103,528,000 |
| Allowance for loan losses | 734,000 | 795,000 | 820,000 | 914,000 |
| Securities available for sale | 41,200,000 | 81,606,000 | 100,237,000 | 100,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,248,000 | 178,729,000 | 182,034,000 | 189,211,000 |
| Interest-bearing deposits | 70,329,000 | 149,817,000 | 150,808,000 | 153,100,000 |
| Noninterest-bearing deposits | 12,919,000 | 28,912,000 | 31,226,000 | 36,111,000 |
| Equity capital | 9,948,000 | 23,663,000 | 24,394,000 | 24,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 2,441,000 | 4,208,000 | 5,993,000 |
| Interest expense | 204,000 | 452,000 | 721,000 | 988,000 |
| Net interest income | 731,000 | 1,989,000 | 3,487,000 | 5,005,000 |
| Noninterest income | 99,000 | 237,000 | 436,000 | 613,000 |
| Noninterest expense | 411,000 | 1,238,000 | 2,110,000 | 2,998,000 |
| Provision for loan losses | 0 | 62,000 | 93,000 | 185,000 |
| Pretax income | 438,000 | 945,000 | 1,739,000 | 2,563,000 |
| Income tax | 120,000 | 258,000 | 491,000 | 730,000 |
| Net income | 318,000 | 687,000 | 1,248,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,073,000 | 15,590,000 | 16,025,000 | 16,485,000 |
| Total capital | 9,840,000 | 16,465,000 | 16,924,000 | 17,477,000 |
| Risk-weighted assets | 65,837,000 | 129,278,000 | 129,634,000 | 145,599,000 |