Call reports 2011
RELIANCE STATE BANK — 2011
What RELIANCE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,649,000 | 86,292,000 | 89,093,000 | 91,279,000 |
| Total loans | 47,042,000 | 46,987,000 | 49,620,000 | 52,063,000 |
| Allowance for loan losses | 734,000 | 735,000 | 729,000 | 731,000 |
| Securities available for sale | 34,205,000 | 34,302,000 | 33,902,000 | 33,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,497,000 | 70,865,000 | 71,237,000 | 77,277,000 |
| Interest-bearing deposits | 63,428,000 | 60,992,000 | 61,290,000 | 65,200,000 |
| Noninterest-bearing deposits | 10,069,000 | 9,873,000 | 9,947,000 | 12,077,000 |
| Equity capital | 8,938,000 | 9,451,000 | 9,789,000 | 9,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,806,000 | 2,742,000 | 3,708,000 |
| Interest expense | 245,000 | 479,000 | 701,000 | 922,000 |
| Net interest income | 635,000 | 1,327,000 | 2,041,000 | 2,786,000 |
| Noninterest income | 97,000 | 170,000 | 216,000 | 291,000 |
| Noninterest expense | 367,000 | 730,000 | 1,085,000 | 1,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 772,000 | 1,258,000 | 1,710,000 |
| Income tax | 100,000 | 208,000 | 350,000 | 476,000 |
| Net income | 273,000 | 564,000 | 908,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,594,000 | 8,685,000 | 8,830,000 | 8,955,000 |
| Total capital | 9,361,000 | 9,453,000 | 9,592,000 | 9,719,000 |
| Risk-weighted assets | 62,863,000 | 62,046,000 | 64,540,000 | 67,101,000 |