Call reports 2010
RELIANCE STATE BANK — 2010
What RELIANCE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,739,000 | 78,457,000 | 79,567,000 | 85,062,000 |
| Total loans | 48,061,000 | 47,107,000 | 48,261,000 | 49,300,000 |
| Allowance for loan losses | 730,000 | 730,000 | 731,000 | 732,000 |
| Securities available for sale | 23,574,000 | 23,660,000 | 25,657,000 | 28,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,124,000 | 67,944,000 | 66,249,000 | 72,310,000 |
| Interest-bearing deposits | 57,839,000 | 59,245,000 | 57,208,000 | 61,939,000 |
| Noninterest-bearing deposits | 8,285,000 | 8,700,000 | 9,041,000 | 10,371,000 |
| Equity capital | 8,610,000 | 8,776,000 | 8,994,000 | 8,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,834,000 | 2,742,000 | 3,641,000 |
| Interest expense | 267,000 | 523,000 | 777,000 | 1,017,000 |
| Net interest income | 645,000 | 1,311,000 | 1,965,000 | 2,624,000 |
| Noninterest income | 69,000 | 158,000 | 240,000 | 315,000 |
| Noninterest expense | 323,000 | 657,000 | 970,000 | 1,295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 812,000 | 1,235,000 | 1,644,000 |
| Income tax | 117,000 | 248,000 | 377,000 | 500,000 |
| Net income | 274,000 | 564,000 | 858,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,251,000 | 8,341,000 | 8,436,000 | 8,521,000 |
| Total capital | 8,986,000 | 9,088,000 | 9,190,000 | 9,281,000 |
| Risk-weighted assets | 58,802,000 | 59,749,000 | 60,352,000 | 63,506,000 |