Call reports 2001
RELIANCE STATE BANK — 2001
What RELIANCE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,777,000 | 58,975,000 | 60,609,000 | 63,680,000 |
| Total loans | 36,679,000 | 37,218,000 | 39,595,000 | 41,076,000 |
| Allowance for loan losses | 571,000 | 579,000 | 588,000 | 618,000 |
| Securities available for sale | 19,408,000 | 18,515,000 | 17,159,000 | 17,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,182,000 | 50,778,000 | 51,876,000 | 54,946,000 |
| Interest-bearing deposits | 46,986,000 | 46,862,000 | 47,719,000 | 49,925,000 |
| Noninterest-bearing deposits | 4,196,000 | 3,916,000 | 4,157,000 | 5,021,000 |
| Equity capital | 6,888,000 | 6,861,000 | 7,074,000 | 6,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,120,000 | 3,185,000 | 4,227,000 |
| Interest expense | 612,000 | 1,194,000 | 1,746,000 | 2,257,000 |
| Net interest income | 458,000 | 926,000 | 1,439,000 | 1,970,000 |
| Noninterest income | 53,000 | 97,000 | 145,000 | 227,000 |
| Noninterest expense | 278,000 | 551,000 | 821,000 | 1,114,000 |
| Provision for loan losses | 53,000 | 62,000 | 71,000 | 118,000 |
| Pretax income | 183,000 | 422,000 | 705,000 | 980,000 |
| Income tax | 39,000 | 103,000 | 174,000 | 288,000 |
| Net income | 144,000 | 319,000 | 531,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,574,000 | 6,598,000 | 6,661,000 | 6,672,000 |
| Total capital | 7,079,000 | 7,140,000 | 7,224,000 | 7,248,000 |
| Risk-weighted assets | 40,310,000 | 43,115,000 | 45,031,000 | 46,043,000 |