Call reports 2006
FIRST NATIONAL BANK OF SANTA FE — 2006
What FIRST NATIONAL BANK OF SANTA FE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 500,238,000 | 501,130,000 | 515,204,000 | 536,856,000 |
| Total loans | 346,535,000 | 355,467,000 | 369,553,000 | 373,695,000 |
| Allowance for loan losses | 3,438,000 | 3,578,000 | 3,729,000 | 3,814,000 |
| Securities available for sale | 106,173,000 | 98,488,000 | 98,270,000 | 104,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,217,000 | 453,572,000 | 463,352,000 | 488,434,000 |
| Interest-bearing deposits | 373,272,000 | 378,307,000 | 385,915,000 | 407,197,000 |
| Noninterest-bearing deposits | 75,945,000 | 75,265,000 | 77,437,000 | 81,237,000 |
| Equity capital | 42,164,000 | 41,748,000 | 43,424,000 | 43,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,196,000 | 14,831,000 | 22,859,000 | 31,256,000 |
| Interest expense | 1,576,000 | 3,371,000 | 5,578,000 | 8,027,000 |
| Net interest income | 5,620,000 | 11,460,000 | 17,281,000 | 23,229,000 |
| Noninterest income | 1,368,000 | 2,852,000 | 4,272,000 | 5,739,000 |
| Noninterest expense | 4,035,000 | 8,592,000 | 12,726,000 | 17,428,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 2,803,000 | 5,420,000 | 8,377,000 | 10,990,000 |
| Income tax | 0 | -400,000 | -400,000 | -400,000 |
| Net income | 2,803,000 | 5,820,000 | 8,777,000 | 11,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,916,000 | 42,933,000 | 43,891,000 | 44,004,000 |
| Total capital | 46,354,000 | 46,511,000 | 47,620,000 | 47,818,000 |
| Risk-weighted assets | 375,957,000 | 381,207,000 | 393,760,000 | 403,089,000 |