Call reports 2005
FIRST NATIONAL BANK OF SANTA FE — 2005
What FIRST NATIONAL BANK OF SANTA FE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 456,438,000 | 476,610,000 | 486,030,000 | 471,966,000 |
| Total loans | 298,362,000 | 320,448,000 | 327,595,000 | 327,107,000 |
| Allowance for loan losses | 3,129,000 | 3,279,000 | 3,464,000 | 3,311,000 |
| Securities available for sale | 114,952,000 | 116,904,000 | 111,267,000 | 102,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,041,000 | 429,996,000 | 433,270,000 | 422,766,000 |
| Interest-bearing deposits | 346,743,000 | 358,521,000 | 349,137,000 | 349,489,000 |
| Noninterest-bearing deposits | 64,298,000 | 71,475,000 | 84,133,000 | 73,277,000 |
| Equity capital | 36,036,000 | 37,863,000 | 38,365,000 | 39,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,856,000 | 12,168,000 | 18,908,000 | 25,951,000 |
| Interest expense | 1,000,000 | 2,128,000 | 3,376,000 | 4,766,000 |
| Net interest income | 4,856,000 | 10,040,000 | 15,532,000 | 21,185,000 |
| Noninterest income | 1,297,000 | 2,737,000 | 4,150,000 | 5,659,000 |
| Noninterest expense | 4,117,000 | 8,612,000 | 13,339,000 | 17,985,000 |
| Provision for loan losses | 150,000 | 337,000 | 532,000 | 407,000 |
| Pretax income | 2,092,000 | 4,168,000 | 6,151,000 | 8,887,000 |
| Income tax | 634,000 | 1,262,000 | 1,736,000 | 2,610,000 |
| Net income | 1,458,000 | 2,906,000 | 4,415,000 | 6,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,996,000 | 37,444,000 | 38,252,000 | 40,114,000 |
| Total capital | 39,125,000 | 40,723,000 | 41,716,000 | 43,425,000 |
| Risk-weighted assets | 332,720,000 | 354,613,000 | 361,700,000 | 359,521,000 |