Call reports 2004
FIRST NATIONAL BANK OF SANTA FE — 2004
What FIRST NATIONAL BANK OF SANTA FE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 442,102,000 | 452,637,000 | 447,876,000 | 460,102,000 |
| Total loans | 266,878,000 | 290,847,000 | 300,642,000 | 293,197,000 |
| Allowance for loan losses | 2,594,000 | 2,747,000 | 2,889,000 | 2,979,000 |
| Securities available for sale | 134,650,000 | 119,654,000 | 113,627,000 | 113,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,893,000 | 412,539,000 | 402,856,000 | 415,438,000 |
| Interest-bearing deposits | 327,590,000 | 345,349,000 | 334,183,000 | 346,182,000 |
| Noninterest-bearing deposits | 68,303,000 | 67,190,000 | 68,673,000 | 69,256,000 |
| Equity capital | 34,477,000 | 33,558,000 | 35,347,000 | 36,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,301,000 | 10,765,000 | 16,512,000 | 22,298,000 |
| Interest expense | 659,000 | 1,345,000 | 2,101,000 | 2,978,000 |
| Net interest income | 4,642,000 | 9,420,000 | 14,411,000 | 19,320,000 |
| Noninterest income | 1,311,000 | 2,821,000 | 4,204,000 | 5,553,000 |
| Noninterest expense | 3,750,000 | 7,557,000 | 11,725,000 | 16,214,000 |
| Provision for loan losses | 135,000 | 300,000 | 465,000 | 560,000 |
| Pretax income | 2,165,000 | 4,481,000 | 6,597,000 | 8,271,000 |
| Income tax | 661,000 | 1,381,000 | 2,029,000 | 2,392,000 |
| Net income | 1,504,000 | 3,100,000 | 4,568,000 | 5,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,462,000 | 33,308,000 | 34,026,000 | 35,338,000 |
| Total capital | 35,056,000 | 36,055,000 | 36,915,000 | 38,317,000 |
| Risk-weighted assets | 297,883,000 | 322,491,000 | 329,964,000 | 328,888,000 |