Call reports 2003
FIRST NATIONAL BANK OF SANTA FE — 2003
What FIRST NATIONAL BANK OF SANTA FE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 418,392,000 | 424,002,000 | 421,000,000 | 433,817,000 |
| Total loans | 225,565,000 | 234,082,000 | 237,733,000 | 250,985,000 |
| Allowance for loan losses | 2,426,000 | 2,423,000 | 2,476,000 | 2,462,000 |
| Securities available for sale | 144,140,000 | 141,022,000 | 128,959,000 | 136,324,000 |
| Securities held to maturity | 7,695,000 | 7,629,000 | 7,375,000 | 7,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,151,000 | 385,572,000 | 383,950,000 | 395,203,000 |
| Interest-bearing deposits | 312,611,000 | 322,870,000 | 319,135,000 | 328,358,000 |
| Noninterest-bearing deposits | 62,540,000 | 62,702,000 | 64,815,000 | 66,845,000 |
| Equity capital | 31,397,000 | 32,171,000 | 31,728,000 | 32,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,132,000 | 10,385,000 | 15,526,000 | 20,939,000 |
| Interest expense | 935,000 | 1,819,000 | 2,605,000 | 3,267,000 |
| Net interest income | 4,197,000 | 8,566,000 | 12,921,000 | 17,672,000 |
| Noninterest income | 1,376,000 | 2,893,000 | 4,333,000 | 5,794,000 |
| Noninterest expense | 4,002,000 | 7,854,000 | 11,988,000 | 15,952,000 |
| Provision for loan losses | 75,000 | 150,000 | 222,000 | 222,000 |
| Pretax income | 1,531,000 | 3,490,000 | 5,221,000 | 7,469,000 |
| Income tax | 436,000 | 1,013,000 | 1,536,000 | 2,164,000 |
| Net income | 1,095,000 | 2,477,000 | 3,685,000 | 5,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,854,000 | 30,511,000 | 30,994,000 | 31,708,000 |
| Total capital | 32,280,000 | 32,934,000 | 33,470,000 | 34,170,000 |
| Risk-weighted assets | 249,090,000 | 261,117,000 | 263,076,000 | 282,021,000 |