Call reports 2006
GEORGE WASHINGTON SAVINGS BANK — 2006
What GEORGE WASHINGTON SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 312,005,000 | 317,299,000 | 330,089,000 | 343,890,000 |
| Total loans | 228,942,000 | 237,193,000 | 244,274,000 | 237,400,000 |
| Allowance for loan losses | 3,688,000 | 3,957,000 | 4,197,000 | 4,441,000 |
| Securities available for sale | 47,040,000 | 40,803,000 | 39,024,000 | 42,098,000 |
| Securities held to maturity | 15,000 | 13,000 | 13,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,450,000 | 267,470,000 | 277,499,000 | 288,069,000 |
| Interest-bearing deposits | 251,623,000 | 244,982,000 | 255,489,000 | 266,852,000 |
| Noninterest-bearing deposits | 17,827,000 | 22,488,000 | 22,010,000 | 21,217,000 |
| Equity capital | 27,799,000 | 34,680,000 | 36,413,000 | 37,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,343,000 | 11,083,000 | 17,388,000 | 23,890,000 |
| Interest expense | 2,149,000 | 4,479,000 | 6,983,000 | 9,816,000 |
| Net interest income | 3,194,000 | 6,604,000 | 10,405,000 | 14,074,000 |
| Noninterest income | 150,000 | 534,000 | 706,000 | 890,000 |
| Noninterest expense | 1,655,000 | 3,500,000 | 5,250,000 | 7,130,000 |
| Provision for loan losses | 195,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,494,000 | 3,188,000 | 5,163,000 | 6,911,000 |
| Income tax | 500,000 | 1,055,000 | 1,750,000 | 2,345,000 |
| Net income | 994,000 | 2,133,000 | 3,413,000 | 4,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,120,000 | 33,259,000 | 34,389,000 | 35,142,000 |
| Total capital | 30,712,000 | 37,892,000 | 39,384,000 | 40,231,000 |
| Risk-weighted assets | 259,611,000 | 269,933,000 | 282,122,000 | 286,687,000 |