Call reports 2005
GEORGE WASHINGTON SAVINGS BANK — 2005
What GEORGE WASHINGTON SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 237,636,000 | 242,878,000 | 295,759,000 | 294,947,000 |
| Total loans | 173,042,000 | 180,395,000 | 198,143,000 | 219,525,000 |
| Allowance for loan losses | 2,886,000 | 3,117,000 | 3,331,000 | 3,457,000 |
| Securities available for sale | 41,736,000 | 38,692,000 | 37,414,000 | 47,623,000 |
| Securities held to maturity | 17,000 | 16,000 | 16,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,142,000 | 185,794,000 | 246,470,000 | 247,389,000 |
| Interest-bearing deposits | 166,621,000 | 166,445,000 | 220,201,000 | 222,701,000 |
| Noninterest-bearing deposits | 12,521,000 | 19,349,000 | 26,269,000 | 24,688,000 |
| Equity capital | 25,045,000 | 25,703,000 | 25,907,000 | 26,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,516,000 | 7,229,000 | 11,501,000 | 16,383,000 |
| Interest expense | 1,224,000 | 2,469,000 | 4,184,000 | 6,154,000 |
| Net interest income | 2,292,000 | 4,760,000 | 7,317,000 | 10,229,000 |
| Noninterest income | 128,000 | 280,000 | 444,000 | 608,000 |
| Noninterest expense | 1,222,000 | 2,697,000 | 4,159,000 | 5,725,000 |
| Provision for loan losses | 240,000 | 465,000 | 660,000 | 855,000 |
| Pretax income | 958,000 | 1,878,000 | 2,942,000 | 4,257,000 |
| Income tax | 325,000 | 585,000 | 970,000 | 1,410,000 |
| Net income | 633,000 | 1,293,000 | 1,972,000 | 2,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,912,000 | 23,572,000 | 24,251,000 | 25,126,000 |
| Total capital | 26,745,000 | 27,576,000 | 28,400,000 | 29,701,000 |
| Risk-weighted assets | 194,226,000 | 205,079,000 | 231,934,000 | 250,533,000 |