Call reports 2004
GEORGE WASHINGTON SAVINGS BANK — 2004
What GEORGE WASHINGTON SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 219,966,000 | 220,838,000 | 222,898,000 | 238,589,000 |
| Total loans | 130,420,000 | 137,550,000 | 151,188,000 | 172,720,000 |
| Allowance for loan losses | 2,069,000 | 2,028,000 | 2,285,000 | 2,623,000 |
| Securities available for sale | 70,982,000 | 64,703,000 | 51,393,000 | 44,351,000 |
| Securities held to maturity | 144,000 | 142,000 | 51,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,447,000 | 159,125,000 | 161,755,000 | 173,380,000 |
| Interest-bearing deposits | 148,640,000 | 147,436,000 | 147,648,000 | 159,955,000 |
| Noninterest-bearing deposits | 10,807,000 | 11,689,000 | 14,107,000 | 13,425,000 |
| Equity capital | 23,943,000 | 23,246,000 | 24,042,000 | 24,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,340,000 | 8,231,000 | 11,424,000 |
| Interest expense | 994,000 | 2,006,000 | 3,044,000 | 4,185,000 |
| Net interest income | 1,642,000 | 3,334,000 | 5,187,000 | 7,239,000 |
| Noninterest income | 82,000 | 220,000 | 362,000 | 493,000 |
| Noninterest expense | 1,025,000 | 2,114,000 | 3,269,000 | 4,387,000 |
| Provision for loan losses | 150,000 | 1,180,000 | 1,420,000 | 1,660,000 |
| Pretax income | 672,000 | 383,000 | 1,059,000 | 2,585,000 |
| Income tax | 190,000 | 35,000 | 220,000 | 715,000 |
| Net income | 482,000 | 348,000 | 839,000 | 1,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,891,000 | 20,757,000 | 21,248,000 | 22,279,000 |
| Total capital | 24,319,000 | 24,443,000 | 25,156,000 | 26,309,000 |
| Risk-weighted assets | 148,286,000 | 160,637,000 | 174,151,000 | 191,533,000 |