Call reports 2003
GEORGE WASHINGTON SAVINGS BANK — 2003
What GEORGE WASHINGTON SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 200,275,000 | 201,997,000 | 205,477,000 | 216,369,000 |
| Total loans | 108,072,000 | 113,232,000 | 116,136,000 | 122,322,000 |
| Allowance for loan losses | 1,466,000 | 1,679,000 | 1,814,000 | 1,967,000 |
| Securities available for sale | 65,134,000 | 67,727,000 | 76,788,000 | 82,043,000 |
| Securities held to maturity | 165,000 | 151,000 | 149,000 | 147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,670,000 | 154,866,000 | 154,071,000 | 157,550,000 |
| Interest-bearing deposits | 142,662,000 | 143,448,000 | 142,042,000 | 147,116,000 |
| Noninterest-bearing deposits | 10,008,000 | 11,418,000 | 12,029,000 | 10,434,000 |
| Equity capital | 22,280,000 | 22,603,000 | 22,432,000 | 23,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,600,000 | 5,176,000 | 7,700,000 | 10,323,000 |
| Interest expense | 1,133,000 | 2,264,000 | 3,362,000 | 4,414,000 |
| Net interest income | 1,467,000 | 2,912,000 | 4,338,000 | 5,909,000 |
| Noninterest income | 100,000 | 344,000 | 572,000 | 638,000 |
| Noninterest expense | 866,000 | 2,007,000 | 3,033,000 | 3,982,000 |
| Provision for loan losses | 210,000 | 400,000 | 550,000 | 700,000 |
| Pretax income | 753,000 | 1,294,000 | 1,934,000 | 2,472,000 |
| Income tax | 210,000 | 359,000 | 554,000 | 724,000 |
| Net income | 543,000 | 935,000 | 1,380,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,204,000 | 19,596,000 | 20,041,000 | 20,409,000 |
| Total capital | 22,075,000 | 22,458,000 | 23,016,000 | 23,673,000 |
| Risk-weighted assets | 117,100,000 | 121,441,000 | 127,006,000 | 137,255,000 |