Call reports 2002
GEORGE WASHINGTON SAVINGS BANK — 2002
What GEORGE WASHINGTON SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 195,673,000 | 196,288,000 | 196,276,000 | 195,190,000 |
| Total loans | 79,485,000 | 87,636,000 | 93,501,000 | 97,743,000 |
| Allowance for loan losses | 844,000 | 966,000 | 1,088,000 | 1,248,000 |
| Securities available for sale | 59,988,000 | 72,362,000 | 86,112,000 | 84,022,000 |
| Securities held to maturity | 344,000 | 287,000 | 243,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,166,000 | 152,657,000 | 151,649,000 | 149,946,000 |
| Interest-bearing deposits | 142,097,000 | 139,701,000 | 142,268,000 | 139,873,000 |
| Noninterest-bearing deposits | 11,069,000 | 12,956,000 | 9,381,000 | 10,073,000 |
| Equity capital | 19,922,000 | 20,750,000 | 21,436,000 | 21,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,191,000 | 7,842,000 | 10,574,000 |
| Interest expense | 1,468,000 | 2,821,000 | 4,116,000 | 5,331,000 |
| Net interest income | 1,131,000 | 2,370,000 | 3,726,000 | 5,243,000 |
| Noninterest income | 78,000 | 140,000 | 270,000 | 433,000 |
| Noninterest expense | 979,000 | 1,892,000 | 2,805,000 | 3,672,000 |
| Provision for loan losses | 100,000 | 245,000 | 380,000 | 560,000 |
| Pretax income | 395,000 | 650,000 | 1,310,000 | 1,951,000 |
| Income tax | 70,000 | 96,000 | 281,000 | 461,000 |
| Net income | 325,000 | 554,000 | 1,029,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,495,000 | 17,725,000 | 18,200,000 | 18,661,000 |
| Total capital | 18,339,000 | 20,314,000 | 20,769,000 | 21,474,000 |
| Risk-weighted assets | 83,523,000 | 91,268,000 | 95,919,000 | 101,778,000 |