Call reports 2001
GEORGE WASHINGTON SAVINGS BANK — 2001
What GEORGE WASHINGTON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 176,733,000 | 174,551,000 | 182,980,000 | 192,073,000 |
| Total loans | 66,921,000 | 65,837,000 | 69,476,000 | 73,989,000 |
| Allowance for loan losses | 626,000 | 640,000 | 610,000 | 676,000 |
| Securities available for sale | 88,815,000 | 78,747,000 | 91,834,000 | 90,407,000 |
| Securities held to maturity | 1,396,000 | 1,316,000 | 1,230,000 | 428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,602,000 | 132,373,000 | 140,222,000 | 150,027,000 |
| Interest-bearing deposits | 117,799,000 | 122,042,000 | 131,084,000 | 139,355,000 |
| Noninterest-bearing deposits | 6,803,000 | 10,331,000 | 9,138,000 | 10,672,000 |
| Equity capital | 19,030,000 | 19,160,000 | 19,891,000 | 19,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 5,724,000 | 8,417,000 | 11,122,000 |
| Interest expense | 1,893,000 | 3,574,000 | 5,240,000 | 6,799,000 |
| Net interest income | 1,117,000 | 2,150,000 | 3,177,000 | 4,323,000 |
| Noninterest income | 55,000 | 176,000 | 223,000 | 396,000 |
| Noninterest expense | 748,000 | 1,463,000 | 2,127,000 | 2,880,000 |
| Provision for loan losses | 15,000 | 32,000 | 58,000 | 159,000 |
| Pretax income | 404,000 | 826,000 | 1,210,000 | 1,761,000 |
| Income tax | 58,000 | 115,000 | 175,000 | 311,000 |
| Net income | 346,000 | 711,000 | 1,035,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,067,000 | 16,432,000 | 16,755,000 | 17,171,000 |
| Total capital | 16,693,000 | 17,072,000 | 17,365,000 | 17,847,000 |
| Risk-weighted assets | 67,764,000 | 67,389,000 | 70,828,000 | 77,991,000 |