Call reports 2016
LANDMARK COMMUNITY BANK — 2016
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 851,806,000 | 861,661,000 | 898,035,000 | 876,863,000 |
| Total loans | 693,136,000 | 721,141,000 | 737,379,000 | 725,078,000 |
| Allowance for loan losses | 7,152,000 | 7,400,000 | 7,504,000 | 7,577,000 |
| Securities available for sale | 98,479,000 | 83,558,000 | 102,193,000 | 95,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,368,000 | 7,502,000 | 7,497,000 | 7,373,000 |
| Total deposits | 688,330,000 | 680,631,000 | 697,443,000 | 679,474,000 |
| Interest-bearing deposits | 634,684,000 | 628,113,000 | 641,641,000 | 620,407,000 |
| Noninterest-bearing deposits | 53,646,000 | 52,518,000 | 55,802,000 | 59,066,000 |
| Equity capital | 71,027,000 | 72,510,000 | 73,973,000 | 76,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,871,000 | 15,736,000 | 23,939,000 | 32,726,000 |
| Interest expense | 1,453,000 | 2,938,000 | 4,381,000 | 5,872,000 |
| Net interest income | 6,418,000 | 12,798,000 | 19,558,000 | 26,854,000 |
| Noninterest income | 397,000 | 1,448,000 | 1,769,000 | 1,650,000 |
| Noninterest expense | 3,633,000 | 7,348,000 | 10,981,000 | 14,866,000 |
| Provision for loan losses | 450,000 | 850,000 | 1,170,000 | 1,520,000 |
| Pretax income | 2,732,000 | 5,848,000 | 8,825,000 | 11,629,000 |
| Income tax | 1,001,000 | 1,884,000 | 2,956,000 | 3,822,000 |
| Net income | 1,731,000 | 3,964,000 | 5,869,000 | 7,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,836,000 | 70,084,000 | 71,589,000 | 75,161,000 |
| Total capital | 75,451,000 | 76,865,000 | 78,489,000 | 81,982,000 |
| Risk-weighted assets | 495,471,000 | 508,732,000 | 518,277,000 | 513,612,000 |