Call reports 2014
LANDMARK COMMUNITY BANK — 2014
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 623,080,000 | 633,640,000 | 659,112,000 | 680,830,000 |
| Total loans | 512,359,000 | 527,843,000 | 549,086,000 | 564,490,000 |
| Allowance for loan losses | 5,454,000 | 5,598,000 | 5,848,000 | 6,035,000 |
| Securities available for sale | 85,071,000 | 81,095,000 | 81,228,000 | 78,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,655,000 | 483,567,000 | 519,920,000 | 547,234,000 |
| Interest-bearing deposits | 437,617,000 | 447,725,000 | 479,849,000 | 496,555,000 |
| Noninterest-bearing deposits | 36,038,000 | 35,842,000 | 40,070,000 | 50,680,000 |
| Equity capital | 56,908,000 | 58,626,000 | 59,742,000 | 64,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,421,000 | 13,103,000 | 19,896,000 | 26,750,000 |
| Interest expense | 888,000 | 1,848,000 | 2,853,000 | 3,955,000 |
| Net interest income | 5,533,000 | 11,255,000 | 17,043,000 | 22,795,000 |
| Noninterest income | 24,000 | 210,000 | 1,045,000 | 1,256,000 |
| Noninterest expense | 2,782,000 | 5,834,000 | 9,151,000 | 12,393,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,325,000 | 4,731,000 | 7,587,000 | 9,858,000 |
| Income tax | 892,000 | 1,799,000 | 2,874,000 | 3,698,000 |
| Net income | 1,433,000 | 2,932,000 | 4,713,000 | 6,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,109,000 | 58,589,000 | 57,687,000 | 61,815,000 |
| Total capital | 62,010,000 | 63,736,000 | 62,974,000 | 67,285,000 |
| Risk-weighted assets | 359,138,000 | 378,894,000 | 390,001,000 | 404,641,000 |