Call reports 2012
LANDMARK COMMUNITY BANK — 2012
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 331,607,000 | 371,233,000 | 405,715,000 | 415,184,000 |
| Total loans | 262,924,000 | 309,133,000 | 324,485,000 | 341,215,000 |
| Allowance for loan losses | 3,213,000 | 3,375,000 | 3,249,000 | 3,651,000 |
| Securities available for sale | 48,311,000 | 46,936,000 | 56,250,000 | 55,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,114,000 | 281,753,000 | 326,575,000 | 333,561,000 |
| Interest-bearing deposits | 232,084,000 | 261,649,000 | 305,303,000 | 309,870,000 |
| Noninterest-bearing deposits | 19,030,000 | 20,104,000 | 21,272,000 | 23,691,000 |
| Equity capital | 35,499,000 | 36,237,000 | 36,982,000 | 39,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,846,000 | 8,098,000 | 12,679,000 | 17,560,000 |
| Interest expense | 693,000 | 1,498,000 | 2,341,000 | 3,163,000 |
| Net interest income | 3,153,000 | 6,600,000 | 10,338,000 | 14,397,000 |
| Noninterest income | 24,000 | 60,000 | 71,000 | 115,000 |
| Noninterest expense | 1,743,000 | 3,663,000 | 5,659,000 | 7,693,000 |
| Provision for loan losses | 625,000 | 1,225,000 | 1,925,000 | 2,839,000 |
| Pretax income | 809,000 | 1,772,000 | 2,825,000 | 3,980,000 |
| Income tax | 311,000 | 680,000 | 1,086,000 | 1,530,000 |
| Net income | 498,000 | 1,092,000 | 1,739,000 | 2,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,853,000 | 35,500,000 | 36,201,000 | 39,158,000 |
| Total capital | 37,898,000 | 38,876,000 | 39,699,000 | 42,724,000 |
| Risk-weighted assets | 209,428,000 | 236,124,000 | 247,662,000 | 252,810,000 |