Call reports 2008
LANDMARK COMMUNITY BANK — 2008
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 56,206,000 | 60,179,000 | 68,011,000 | 71,306,000 |
| Total loans | 36,362,000 | 41,338,000 | 47,043,000 | 54,524,000 |
| Allowance for loan losses | 650,000 | 576,000 | 566,000 | 730,000 |
| Securities available for sale | 4,027,000 | 3,603,000 | 3,568,000 | 3,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,420,000 | 48,893,000 | 57,271,000 | 61,564,000 |
| Interest-bearing deposits | 41,152,000 | 46,109,000 | 54,651,000 | 58,449,000 |
| Noninterest-bearing deposits | 3,268,000 | 2,784,000 | 2,620,000 | 3,115,000 |
| Equity capital | 11,526,000 | 11,000,000 | 10,377,000 | 9,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,464,000 | 2,223,000 | 2,980,000 |
| Interest expense | 417,000 | 805,000 | 1,270,000 | 1,763,000 |
| Net interest income | 347,000 | 659,000 | 953,000 | 1,217,000 |
| Noninterest income | 194,000 | 370,000 | 591,000 | 795,000 |
| Noninterest expense | 896,000 | 1,810,000 | 2,837,000 | 3,833,000 |
| Provision for loan losses | 175,000 | 225,000 | 350,000 | 778,000 |
| Pretax income | -530,000 | -1,006,000 | -1,643,000 | -2,599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -530,000 | -1,006,000 | -1,643,000 | -2,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,240,000 | 10,770,000 | 10,140,000 | 9,191,000 |
| Total capital | 11,798,000 | 11,346,000 | 10,706,000 | 9,921,000 |
| Risk-weighted assets | 44,567,000 | 49,941,000 | 56,274,000 | 62,448,000 |