Call reports 2007
LANDMARK COMMUNITY BANK — 2007
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,801,000 | 54,859,000 | 52,370,000 | 53,498,000 |
| Total loans | 24,896,000 | 25,725,000 | 28,798,000 | 32,047,000 |
| Allowance for loan losses | 805,000 | 800,000 | 635,000 | 631,000 |
| Securities available for sale | 4,156,000 | 3,998,000 | 3,941,000 | 3,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,793,000 | 41,296,000 | 39,390,000 | 41,240,000 |
| Interest-bearing deposits | 40,521,000 | 38,325,000 | 35,838,000 | 38,050,000 |
| Noninterest-bearing deposits | 2,272,000 | 2,971,000 | 3,552,000 | 3,190,000 |
| Equity capital | 13,752,000 | 13,297,000 | 12,648,000 | 12,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,683,000 | 2,522,000 | 3,328,000 |
| Interest expense | 433,000 | 881,000 | 1,292,000 | 1,690,000 |
| Net interest income | 393,000 | 802,000 | 1,230,000 | 1,638,000 |
| Noninterest income | 63,000 | 127,000 | 263,000 | 461,000 |
| Noninterest expense | 764,000 | 1,598,000 | 2,371,000 | 3,286,000 |
| Provision for loan losses | 0 | 74,000 | 541,000 | 892,000 |
| Pretax income | -308,000 | -743,000 | -1,419,000 | -2,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -308,000 | -743,000 | -1,419,000 | -2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,819,000 | 13,384,000 | 12,423,000 | 11,766,000 |
| Total capital | 14,234,000 | 13,807,000 | 12,870,000 | 12,278,000 |
| Risk-weighted assets | 32,780,000 | 33,493,000 | 35,549,000 | 40,870,000 |