Call reports 2006
LANDMARK COMMUNITY BANK — 2006
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,239,000 | 50,559,000 | 48,032,000 | 53,175,000 |
| Total loans | 17,835,000 | 18,936,000 | 19,200,000 | 22,260,000 |
| Allowance for loan losses | 420,000 | 459,000 | 346,000 | 885,000 |
| Securities available for sale | 4,717,000 | 4,515,000 | 4,425,000 | 14,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,745,000 | 35,151,000 | 32,663,000 | 38,913,000 |
| Interest-bearing deposits | 21,292,000 | 33,345,000 | 30,680,000 | 36,668,000 |
| Noninterest-bearing deposits | 2,453,000 | 1,806,000 | 1,983,000 | 2,245,000 |
| Equity capital | 2,316,000 | 15,264,000 | 15,208,000 | 14,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 1,044,000 | 1,809,000 | 2,542,000 |
| Interest expense | 204,000 | 435,000 | 754,000 | 1,107,000 |
| Net interest income | 264,000 | 609,000 | 1,055,000 | 1,435,000 |
| Noninterest income | 64,000 | 131,000 | 195,000 | 261,000 |
| Noninterest expense | 420,000 | 812,000 | 1,381,000 | 2,200,000 |
| Provision for loan losses | -200,000 | -162,000 | -117,000 | 678,000 |
| Pretax income | 108,000 | 90,000 | -14,000 | -1,182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 90,000 | -14,000 | -1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,418,000 | 15,469,000 | 15,294,000 | 14,127,000 |
| Total capital | 2,665,000 | 15,803,000 | 15,626,000 | 14,507,000 |
| Risk-weighted assets | 19,914,000 | 26,595,000 | 26,520,000 | 29,874,000 |