Call reports 2005
LANDMARK COMMUNITY BANK — 2005
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,619,000 | 26,329,000 | 26,866,000 | 26,018,000 |
| Total loans | 14,770,000 | 15,625,000 | 16,590,000 | 19,543,000 |
| Allowance for loan losses | 511,000 | 482,000 | 619,000 | 620,000 |
| Securities available for sale | 5,754,000 | 5,540,000 | 5,174,000 | 4,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,261,000 | 23,572,000 | 24,398,000 | 23,665,000 |
| Interest-bearing deposits | 21,773,000 | 21,735,000 | 22,051,000 | 21,808,000 |
| Noninterest-bearing deposits | 2,488,000 | 1,837,000 | 2,347,000 | 1,857,000 |
| Equity capital | 2,278,000 | 2,668,000 | 2,355,000 | 2,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 798,000 | 1,214,000 | 1,668,000 |
| Interest expense | 136,000 | 292,000 | 464,000 | 650,000 |
| Net interest income | 226,000 | 506,000 | 750,000 | 1,018,000 |
| Noninterest income | 57,000 | 511,000 | 561,000 | 632,000 |
| Noninterest expense | 323,000 | 726,000 | 1,090,000 | 1,537,000 |
| Provision for loan losses | 0 | 0 | 43,000 | 43,000 |
| Pretax income | -40,000 | 291,000 | 178,000 | 70,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | 291,000 | 178,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,378,000 | 2,710,000 | 2,448,000 | 2,309,000 |
| Total capital | 2,596,000 | 2,936,000 | 2,696,000 | 2,585,000 |
| Risk-weighted assets | 17,314,000 | 17,786,000 | 18,748,000 | 20,999,000 |