Call reports 2004
LANDMARK COMMUNITY BANK — 2004
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,967,000 | 25,946,000 | 26,282,000 | 26,262,000 |
| Total loans | 16,356,000 | 15,207,000 | 15,596,000 | 15,138,000 |
| Allowance for loan losses | 503,000 | 524,000 | 508,000 | 690,000 |
| Securities available for sale | 6,034,000 | 5,561,000 | 6,442,000 | 6,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,114,000 | 23,292,000 | 23,627,000 | 23,990,000 |
| Interest-bearing deposits | 21,894,000 | 20,597,000 | 21,646,000 | 21,774,000 |
| Noninterest-bearing deposits | 2,220,000 | 2,695,000 | 1,981,000 | 2,216,000 |
| Equity capital | 2,658,000 | 2,443,000 | 2,444,000 | 2,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 748,000 | 1,096,000 | 1,494,000 |
| Interest expense | 140,000 | 275,000 | 406,000 | 551,000 |
| Net interest income | 214,000 | 473,000 | 690,000 | 943,000 |
| Noninterest income | 81,000 | 166,000 | 269,000 | 346,000 |
| Noninterest expense | 396,000 | 836,000 | 1,242,000 | 1,614,000 |
| Provision for loan losses | 6,000 | 8,000 | 10,000 | 190,000 |
| Pretax income | -107,000 | -205,000 | -293,000 | -515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -107,000 | -205,000 | -293,000 | -515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,646,000 | 2,548,000 | 2,461,000 | 2,239,000 |
| Total capital | 2,881,000 | 2,771,000 | 2,688,000 | 2,460,000 |
| Risk-weighted assets | 18,524,000 | 17,559,000 | 17,815,000 | 17,235,000 |