Call reports 2003
LANDMARK COMMUNITY BANK — 2003
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,393,000 | 30,366,000 | 29,531,000 | 27,269,000 |
| Total loans | 20,210,000 | 19,158,000 | 17,319,000 | 16,588,000 |
| Allowance for loan losses | 327,000 | 327,000 | 439,000 | 499,000 |
| Securities available for sale | 6,244,000 | 5,967,000 | 5,678,000 | 5,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,556,000 | 26,752,000 | 26,349,000 | 24,341,000 |
| Interest-bearing deposits | 26,888,000 | 24,888,000 | 23,528,000 | 21,873,000 |
| Noninterest-bearing deposits | 2,668,000 | 1,864,000 | 2,822,000 | 2,468,000 |
| Equity capital | 3,514,000 | 3,382,000 | 2,996,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 895,000 | 1,255,000 | 1,624,000 |
| Interest expense | 176,000 | 346,000 | 505,000 | 655,000 |
| Net interest income | 280,000 | 549,000 | 750,000 | 969,000 |
| Noninterest income | 103,000 | 191,000 | 290,000 | 383,000 |
| Noninterest expense | 403,000 | 901,000 | 1,366,000 | 1,825,000 |
| Provision for loan losses | 0 | 0 | 157,000 | 285,000 |
| Pretax income | -20,000 | -161,000 | -483,000 | -758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | -161,000 | -483,000 | -758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,491,000 | 3,349,000 | 3,027,000 | 2,754,000 |
| Total capital | 3,782,000 | 3,620,000 | 3,278,000 | 2,993,000 |
| Risk-weighted assets | 23,227,000 | 21,662,000 | 19,905,000 | 18,872,000 |