Call reports 2025
SECURITY FEDERAL BANK — 2025
What SECURITY FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,519,347,000 | 1,558,496,000 | 1,546,477,000 | 1,551,930,000 |
| Total loans | 703,941,000 | 701,738,000 | 691,717,000 | 689,711,000 |
| Allowance for loan losses | 14,005,000 | 14,007,000 | 13,603,000 | 13,529,000 |
| Securities available for sale | 535,690,000 | 573,568,000 | 646,022,000 | 630,474,000 |
| Securities held to maturity | 99,344,000 | 97,361,000 | 93,471,000 | 91,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,349,012,000 | 1,385,049,000 | 1,373,455,000 | 1,372,707,000 |
| Interest-bearing deposits | 1,075,399,000 | 1,113,065,000 | 1,100,248,000 | 1,108,798,000 |
| Noninterest-bearing deposits | 273,613,000 | 271,984,000 | 273,207,000 | 263,909,000 |
| Equity capital | 136,008,000 | 140,075,000 | 138,873,000 | 144,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,541,000 | 37,340,000 | 56,729,000 | 75,845,000 |
| Interest expense | 7,792,000 | 15,717,000 | 23,558,000 | 30,609,000 |
| Net interest income | 10,749,000 | 21,623,000 | 33,171,000 | 45,236,000 |
| Noninterest income | 2,295,000 | 4,112,000 | 6,909,000 | 9,337,000 |
| Noninterest expense | 9,719,000 | 19,391,000 | 29,973,000 | 40,792,000 |
| Provision for loan losses | 0 | 0 | -317,000 | -194,000 |
| Pretax income | 3,325,000 | 6,366,000 | 10,329,000 | 14,038,000 |
| Income tax | 719,000 | 1,370,000 | 2,217,000 | 2,966,000 |
| Net income | 2,606,000 | 4,996,000 | 8,112,000 | 11,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,254,000 | 164,645,000 | 160,761,000 | 163,721,000 |
| Total capital | 173,035,000 | 175,413,000 | 171,570,000 | 174,367,000 |
| Risk-weighted assets | 858,514,000 | 857,447,000 | 861,078,000 | 848,090,000 |