Call reports 2019
SECURITY FEDERAL BANK — 2019
What SECURITY FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 937,049,000 | 973,257,000 | 991,131,000 | 962,701,000 |
| Total loans | 438,112,000 | 450,330,000 | 462,400,000 | 462,084,000 |
| Allowance for loan losses | 8,799,000 | 8,754,000 | 8,759,000 | 9,226,000 |
| Securities available for sale | 402,197,000 | 434,038,000 | 438,088,000 | 414,645,000 |
| Securities held to maturity | 23,438,000 | 22,514,000 | 21,417,000 | 19,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,662,000 | 790,684,000 | 820,287,000 | 797,380,000 |
| Interest-bearing deposits | 683,177,000 | 677,498,000 | 701,268,000 | 679,780,000 |
| Noninterest-bearing deposits | 110,485,000 | 113,186,000 | 119,019,000 | 117,600,000 |
| Equity capital | 93,822,000 | 96,564,000 | 98,545,000 | 106,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,887,000 | 17,945,000 | 27,578,000 | 36,725,000 |
| Interest expense | 1,581,000 | 3,410,000 | 5,539,000 | 7,477,000 |
| Net interest income | 7,306,000 | 14,535,000 | 22,039,000 | 29,248,000 |
| Noninterest income | 2,197,000 | 4,147,000 | 6,551,000 | 8,831,000 |
| Noninterest expense | 6,888,000 | 14,183,000 | 21,249,000 | 28,166,000 |
| Provision for loan losses | 100,000 | 100,000 | 175,000 | 375,000 |
| Pretax income | 2,806,000 | 5,360,000 | 8,223,000 | 10,357,000 |
| Income tax | 561,000 | 1,086,000 | 1,596,000 | 1,865,000 |
| Net income | 2,245,000 | 4,274,000 | 6,627,000 | 8,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,832,000 | 90,261,000 | 91,013,000 | 101,280,000 |
| Total capital | 96,818,000 | 97,319,000 | 98,279,000 | 108,270,000 |
| Risk-weighted assets | 557,092,000 | 562,917,000 | 579,857,000 | 556,973,000 |