Call reports 2015
SECURITY FEDERAL BANK — 2015
What SECURITY FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 822,835,000 | 802,730,000 | 800,581,000 | 799,620,000 |
| Total loans | 339,977,000 | 324,343,000 | 327,690,000 | 338,848,000 |
| Allowance for loan losses | 7,919,000 | 7,795,000 | 7,935,000 | 8,275,000 |
| Securities available for sale | 434,192,000 | 395,351,000 | 388,062,000 | 375,204,000 |
| Securities held to maturity | 0 | 32,271,000 | 30,847,000 | 29,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,593,000 | 666,496,000 | 660,635,000 | 661,108,000 |
| Interest-bearing deposits | 611,899,000 | 597,266,000 | 588,836,000 | 590,808,000 |
| Noninterest-bearing deposits | 66,694,000 | 69,230,000 | 71,799,000 | 70,300,000 |
| Equity capital | 94,238,000 | 91,793,000 | 93,707,000 | 93,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,737,000 | 13,587,000 | 20,515,000 | 27,381,000 |
| Interest expense | 1,028,000 | 1,951,000 | 2,806,000 | 3,617,000 |
| Net interest income | 5,709,000 | 11,636,000 | 17,709,000 | 23,764,000 |
| Noninterest income | 1,293,000 | 2,680,000 | 4,296,000 | 5,701,000 |
| Noninterest expense | 6,169,000 | 11,465,000 | 16,866,000 | 22,574,000 |
| Provision for loan losses | 100,000 | 100,000 | -100,000 | 0 |
| Pretax income | 2,220,000 | 4,420,000 | 6,915,000 | 8,777,000 |
| Income tax | 620,000 | 1,198,000 | 1,850,000 | 2,271,000 |
| Net income | 1,600,000 | 3,222,000 | 5,065,000 | 6,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,322,000 | 87,444,000 | 87,787,000 | 87,728,000 |
| Total capital | 92,086,000 | 92,058,000 | 92,561,000 | 92,653,000 |
| Risk-weighted assets | 378,034,000 | 365,959,000 | 378,735,000 | 390,674,000 |