Call reports 2012
SECURITY FEDERAL BANK — 2012
What SECURITY FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 924,396,000 | 909,873,000 | 903,995,000 | 890,115,000 |
| Total loans | 443,126,000 | 425,750,000 | 414,696,000 | 409,024,000 |
| Allowance for loan losses | 14,615,000 | 12,684,000 | 11,646,000 | 11,318,000 |
| Securities available for sale | 353,879,000 | 358,264,000 | 359,745,000 | 354,841,000 |
| Securities held to maturity | 67,521,000 | 64,935,000 | 68,878,000 | 75,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,023,000 | 700,119,000 | 692,486,000 | 680,652,000 |
| Interest-bearing deposits | 653,244,000 | 650,495,000 | 642,513,000 | 629,312,000 |
| Noninterest-bearing deposits | 48,779,000 | 49,624,000 | 49,973,000 | 51,340,000 |
| Equity capital | 86,406,000 | 87,799,000 | 89,629,000 | 89,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,750,000 | 17,038,000 | 25,158,000 | 33,060,000 |
| Interest expense | 2,678,000 | 5,159,000 | 7,474,000 | 9,707,000 |
| Net interest income | 6,072,000 | 11,879,000 | 17,684,000 | 23,353,000 |
| Noninterest income | 1,043,000 | 1,743,000 | 1,870,000 | 2,613,000 |
| Noninterest expense | 4,874,000 | 9,599,000 | 14,487,000 | 19,593,000 |
| Provision for loan losses | 1,950,000 | 2,675,000 | 2,975,000 | 3,925,000 |
| Pretax income | 826,000 | 1,987,000 | 3,055,000 | 3,928,000 |
| Income tax | 304,000 | 645,000 | 948,000 | 1,176,000 |
| Net income | 522,000 | 1,342,000 | 2,107,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,555,000 | 79,387,000 | 80,165,000 | 80,822,000 |
| Total capital | 84,298,000 | 84,900,000 | 85,527,000 | 86,012,000 |
| Risk-weighted assets | 450,542,000 | 433,875,000 | 422,673,000 | 415,146,000 |