Call reports 2011
SECURITY FEDERAL BANK — 2011
What SECURITY FEDERAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q4 |
|---|---|
| Total assets | 916,356,000 |
| Total loans | 460,060,000 |
| Allowance for loan losses | 14,261,000 |
| Securities available for sale | 339,799,000 |
| Securities held to maturity | 58,378,000 |
| Trading assets | 0 |
| Total deposits | 695,767,000 |
| Interest-bearing deposits | 652,012,000 |
| Noninterest-bearing deposits | 43,755,000 |
| Equity capital | 85,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q4 |
|---|---|
| Interest income | 39,266,000 |
| Interest expense | 12,387,000 |
| Net interest income | 26,879,000 |
| Noninterest income | 3,600,000 |
| Noninterest expense | 20,154,000 |
| Provision for loan losses | 8,550,000 |
| Pretax income | 3,873,000 |
| Income tax | 1,995,000 |
| Net income | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q4 |
|---|---|
| Tier 1 capital | 78,019,000 |
| Total capital | 83,830,000 |
| Risk-weighted assets | 464,085,000 |