Call reports 2010
ATLANTIC SOUTHERN BANK — 2010
What ATLANTIC SOUTHERN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 941,833,000 | 911,771,000 | 852,593,000 | 772,655,000 |
| Total loans | 698,078,000 | 665,235,000 | 608,008,000 | 576,644,000 |
| Allowance for loan losses | 21,149,000 | 19,323,000 | 18,653,000 | 22,249,000 |
| Securities available for sale | 107,848,000 | 72,335,000 | 40,722,000 | 26,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,126,000 | 835,868,000 | 787,042,000 | 726,435,000 |
| Interest-bearing deposits | 808,539,000 | 781,925,000 | 732,257,000 | 679,173,000 |
| Noninterest-bearing deposits | 53,587,000 | 53,943,000 | 54,785,000 | 47,262,000 |
| Equity capital | 37,459,000 | 33,691,000 | 29,786,000 | 11,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,781,000 | 18,730,000 | 27,323,000 | 34,716,000 |
| Interest expense | 5,312,000 | 10,417,000 | 15,004,000 | 19,070,000 |
| Net interest income | 4,469,000 | 8,313,000 | 12,319,000 | 15,646,000 |
| Noninterest income | 721,000 | 1,235,000 | 709,000 | -4,590,000 |
| Noninterest expense | 5,428,000 | 11,684,000 | 17,099,000 | 23,265,000 |
| Provision for loan losses | 1,302,000 | 3,336,000 | 5,514,000 | 14,514,000 |
| Pretax income | -1,540,000 | -5,429,000 | -8,985,000 | -26,065,000 |
| Income tax | 0 | 0 | 0 | 151,000 |
| Net income | -1,540,000 | -5,429,000 | -8,985,000 | -26,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,328,000 | 30,522,000 | 27,069,000 | 9,949,000 |
| Total capital | 45,014,000 | 40,795,000 | 37,018,000 | 19,628,000 |
| Risk-weighted assets | 730,562,000 | 699,411,000 | 673,836,000 | 648,367,000 |