Call reports 2009
ATLANTIC SOUTHERN BANK — 2009
What ATLANTIC SOUTHERN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,049,737,000 | 1,102,097,000 | 1,083,259,000 | 948,477,000 |
| Total loans | 794,777,000 | 794,202,000 | 762,072,000 | 719,396,000 |
| Allowance for loan losses | 11,493,000 | 14,911,000 | 14,603,000 | 21,479,000 |
| Securities available for sale | 89,663,000 | 147,803,000 | 180,170,000 | 126,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,991,000 | 965,846,000 | 958,146,000 | 862,046,000 |
| Interest-bearing deposits | 838,508,000 | 908,018,000 | 902,551,000 | 807,410,000 |
| Noninterest-bearing deposits | 56,483,000 | 57,828,000 | 55,595,000 | 54,636,000 |
| Equity capital | 98,952,000 | 73,789,000 | 66,446,000 | 38,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,544,000 | 24,244,000 | 35,497,000 | 45,204,000 |
| Interest expense | 7,048,000 | 14,171,000 | 21,325,000 | 28,068,000 |
| Net interest income | 5,496,000 | 10,073,000 | 14,172,000 | 17,136,000 |
| Noninterest income | 969,000 | 449,000 | 1,057,000 | 651,000 |
| Noninterest expense | 5,152,000 | 30,783,000 | 36,743,000 | 42,599,000 |
| Provision for loan losses | 350,000 | 6,068,000 | 17,420,000 | 43,126,000 |
| Pretax income | 1,183,000 | -25,013,000 | -37,603,000 | -66,623,000 |
| Income tax | 325,000 | -2,208,000 | -6,568,000 | -8,100,000 |
| Net income | 858,000 | -22,805,000 | -31,035,000 | -58,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,295,000 | 71,260,000 | 63,163,000 | 35,771,000 |
| Total capital | 87,275,000 | 82,971,000 | 74,603,000 | 46,763,000 |
| Risk-weighted assets | 846,160,000 | 820,265,000 | 798,639,000 | 755,491,000 |