Call reports 2006
ATLANTIC SOUTHERN BANK — 2006
What ATLANTIC SOUTHERN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 435,236,000 | 491,866,000 | 545,944,000 | 670,292,000 |
| Total loans | 368,779,000 | 409,392,000 | 450,019,000 | 534,660,000 |
| Allowance for loan losses | 4,601,000 | 5,140,000 | 5,617,000 | 7,258,000 |
| Securities available for sale | 38,411,000 | 43,080,000 | 48,472,000 | 57,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,187,000 | 410,014,000 | 455,098,000 | 557,236,000 |
| Interest-bearing deposits | 355,637,000 | 383,738,000 | 429,137,000 | 522,641,000 |
| Noninterest-bearing deposits | 24,551,000 | 26,276,000 | 25,961,000 | 34,595,000 |
| Equity capital | 36,117,000 | 57,240,000 | 59,426,000 | 69,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,550,000 | 16,365,000 | 26,582,000 | 37,851,000 |
| Interest expense | 3,299,000 | 7,282,000 | 12,066,000 | 17,707,000 |
| Net interest income | 4,251,000 | 9,083,000 | 14,516,000 | 20,144,000 |
| Noninterest income | 381,000 | 836,000 | 1,198,000 | 1,693,000 |
| Noninterest expense | 2,300,000 | 4,791,000 | 7,321,000 | 10,437,000 |
| Provision for loan losses | 438,000 | 921,000 | 1,389,000 | 1,671,000 |
| Pretax income | 1,884,000 | 4,197,000 | 6,994,000 | 9,719,000 |
| Income tax | 691,000 | 1,522,000 | 2,504,000 | 3,362,000 |
| Net income | 1,193,000 | 2,675,000 | 4,490,000 | 6,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,779,000 | 58,260,000 | 60,076,000 | 59,163,000 |
| Total capital | 41,380,000 | 63,400,000 | 65,693,000 | 66,183,000 |
| Risk-weighted assets | 379,198,000 | 421,737,000 | 466,740,000 | 560,590,000 |