Call reports 2003
ATLANTIC SOUTHERN BANK — 2003
What ATLANTIC SOUTHERN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 100,189,000 | 117,654,000 | 142,276,000 | 161,279,000 |
| Total loans | 83,121,000 | 104,612,000 | 119,469,000 | 135,832,000 |
| Allowance for loan losses | 918,000 | 1,130,000 | 1,351,000 | 1,555,000 |
| Securities available for sale | 7,425,000 | 6,619,000 | 10,758,000 | 11,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,053,000 | 103,516,000 | 121,641,000 | 140,220,000 |
| Interest-bearing deposits | 83,411,000 | 95,277,000 | 112,620,000 | 129,109,000 |
| Noninterest-bearing deposits | 6,642,000 | 8,239,000 | 9,020,000 | 11,111,000 |
| Equity capital | 9,596,000 | 13,512,000 | 14,026,000 | 14,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,591,000 | 4,248,000 | 6,076,000 |
| Interest expense | 456,000 | 965,000 | 1,533,000 | 2,150,000 |
| Net interest income | 733,000 | 1,626,000 | 2,715,000 | 3,926,000 |
| Noninterest income | 40,000 | 86,000 | 131,000 | 188,000 |
| Noninterest expense | 537,000 | 1,128,000 | 1,738,000 | 2,438,000 |
| Provision for loan losses | 168,000 | 380,000 | 601,000 | 808,000 |
| Pretax income | 68,000 | 217,000 | 531,000 | 892,000 |
| Income tax | 0 | -7,000 | -18,000 | -16,000 |
| Net income | 68,000 | 224,000 | 549,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,505,000 | 13,431,000 | 14,079,000 | 14,438,000 |
| Total capital | 10,423,000 | 14,561,000 | 15,430,000 | 15,993,000 |
| Risk-weighted assets | 89,449,000 | 110,468,000 | 127,843,000 | 145,029,000 |