Call reports 2002
BRIDGE VIEW BANK — 2002
What BRIDGE VIEW BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 249,899,000 | 258,722,000 | 272,506,000 | 281,247,000 |
| Total loans | 162,789,000 | 170,458,000 | 176,439,000 | 190,720,000 |
| Allowance for loan losses | 1,665,000 | 1,558,000 | 1,676,000 | 1,916,000 |
| Securities available for sale | 32,960,000 | 33,377,000 | 37,142,000 | 39,360,000 |
| Securities held to maturity | 8,884,000 | 4,223,000 | 2,208,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,366,000 | 229,826,000 | 243,034,000 | 251,050,000 |
| Interest-bearing deposits | 149,304,000 | 151,526,000 | 151,091,000 | 157,016,000 |
| Noninterest-bearing deposits | 72,062,000 | 78,300,000 | 91,942,000 | 94,034,000 |
| Equity capital | 27,402,000 | 28,200,000 | 28,743,000 | 29,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 7,065,000 | 10,614,000 | 14,366,000 |
| Interest expense | 405,000 | 816,000 | 1,212,000 | 1,691,000 |
| Net interest income | 3,005,000 | 6,249,000 | 9,402,000 | 12,675,000 |
| Noninterest income | 431,000 | 896,000 | 1,369,000 | 2,041,000 |
| Noninterest expense | 1,808,000 | 3,899,000 | 5,949,000 | 8,825,000 |
| Provision for loan losses | 60,000 | 210,000 | 330,000 | 570,000 |
| Pretax income | 1,568,000 | 3,139,000 | 4,595,000 | 5,424,000 |
| Income tax | 533,000 | 1,068,000 | 1,736,000 | 2,066,000 |
| Net income | 1,035,000 | 2,071,000 | 2,859,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,362,000 | 28,046,000 | 28,469,000 | 28,814,000 |
| Total capital | 29,027,000 | 29,604,000 | 30,145,000 | 30,730,000 |
| Risk-weighted assets | 173,553,000 | 179,850,000 | 186,675,000 | 199,298,000 |