Call reports 2021
COMMONWEALTH BANK AND TRUST COMPANY — 2021
What COMMONWEALTH BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,213,651,000 | 1,254,879,000 | 1,174,719,000 | 1,299,520,000 |
| Total loans | 823,255,000 | 763,116,000 | 731,255,000 | 682,173,000 |
| Allowance for loan losses | 16,195,000 | 16,041,000 | 15,900,000 | 16,147,000 |
| Securities available for sale | 203,571,000 | 196,503,000 | 189,363,000 | 263,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 976,971,000 | 1,003,435,000 | 976,622,000 | 1,004,089,000 |
| Interest-bearing deposits | 670,379,000 | 707,397,000 | 669,168,000 | 709,665,000 |
| Noninterest-bearing deposits | 306,592,000 | 296,038,000 | 307,454,000 | 294,424,000 |
| Equity capital | 114,792,000 | 116,705,000 | 117,431,000 | 118,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,937,000 | 19,072,000 | 27,956,000 | 36,434,000 |
| Interest expense | 830,000 | 1,604,000 | 2,298,000 | 2,962,000 |
| Net interest income | 9,107,000 | 17,468,000 | 25,658,000 | 33,472,000 |
| Noninterest income | 11,604,000 | 22,490,000 | 32,245,000 | 37,614,000 |
| Noninterest expense | 15,495,000 | 29,994,000 | 44,884,000 | 55,600,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 4,921,000 | 9,681,000 | 12,736,000 | 15,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,921,000 | 9,681,000 | 12,736,000 | 15,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,369,000 | 112,162,000 | 113,557,000 | 114,823,000 |
| Total capital | 120,806,000 | 122,545,000 | 123,979,000 | 124,930,000 |
| Risk-weighted assets | 829,177,000 | 824,986,000 | 828,293,000 | 802,504,000 |