Call reports 2019
COMMONWEALTH BANK AND TRUST COMPANY — 2019
What COMMONWEALTH BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,026,745,000 | 1,007,802,000 | 1,084,491,000 | 1,122,128,000 |
| Total loans | 725,905,000 | 738,310,000 | 828,615,000 | 805,997,000 |
| Allowance for loan losses | 7,970,000 | 8,260,000 | 8,626,000 | 8,235,000 |
| Securities available for sale | 225,937,000 | 193,876,000 | 185,574,000 | 180,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,371,000 | 819,179,000 | 881,702,000 | 915,097,000 |
| Interest-bearing deposits | 679,956,000 | 615,164,000 | 643,797,000 | 706,739,000 |
| Noninterest-bearing deposits | 193,415,000 | 204,015,000 | 237,905,000 | 208,358,000 |
| Equity capital | 98,509,000 | 102,077,000 | 104,732,000 | 105,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,900,000 | 19,885,000 | 30,102,000 | 40,870,000 |
| Interest expense | 2,534,000 | 4,988,000 | 7,291,000 | 9,602,000 |
| Net interest income | 7,366,000 | 14,897,000 | 22,811,000 | 31,268,000 |
| Noninterest income | 6,778,000 | 15,109,000 | 25,127,000 | 32,967,000 |
| Noninterest expense | 12,304,000 | 25,337,000 | 39,515,000 | 52,915,000 |
| Provision for loan losses | 300,000 | 600,000 | 975,000 | 2,250,000 |
| Pretax income | 1,535,000 | 4,063,000 | 7,454,000 | 9,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,535,000 | 4,063,000 | 7,454,000 | 9,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,819,000 | 100,145,000 | 102,055,000 | 103,275,000 |
| Total capital | 106,789,000 | 108,405,000 | 110,682,000 | 111,510,000 |
| Risk-weighted assets | 765,815,000 | 781,304,000 | 890,314,000 | 889,247,000 |