Call reports 2018
COMMONWEALTH BANK AND TRUST COMPANY — 2018
What COMMONWEALTH BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 980,665,000 | 1,002,990,000 | 1,003,178,000 | 996,244,000 |
| Total loans | 704,800,000 | 697,661,000 | 703,949,000 | 708,116,000 |
| Allowance for loan losses | 7,592,000 | 7,709,000 | 7,656,000 | 7,678,000 |
| Securities available for sale | 185,918,000 | 196,925,000 | 199,334,000 | 217,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,870,000 | 827,065,000 | 856,295,000 | 802,295,000 |
| Interest-bearing deposits | 638,338,000 | 619,248,000 | 646,989,000 | 601,488,000 |
| Noninterest-bearing deposits | 187,532,000 | 207,817,000 | 209,306,000 | 200,807,000 |
| Equity capital | 89,942,000 | 91,045,000 | 91,492,000 | 95,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,696,000 | 17,743,000 | 27,308,000 | 37,060,000 |
| Interest expense | 1,242,000 | 2,749,000 | 4,607,000 | 6,779,000 |
| Net interest income | 7,454,000 | 14,994,000 | 22,701,000 | 30,281,000 |
| Noninterest income | 6,611,000 | 13,808,000 | 20,542,000 | 26,748,000 |
| Noninterest expense | 11,952,000 | 24,465,000 | 36,287,000 | 47,478,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,963,000 | 3,950,000 | 6,418,000 | 8,868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,963,000 | 3,950,000 | 6,418,000 | 8,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,020,000 | 94,905,000 | 96,198,000 | 98,248,000 |
| Total capital | 101,612,000 | 102,615,000 | 103,854,000 | 105,926,000 |
| Risk-weighted assets | 744,237,000 | 740,906,000 | 736,187,000 | 737,808,000 |