Call reports 2017
COMMONWEALTH BANK AND TRUST COMPANY — 2017
What COMMONWEALTH BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 960,514,000 | 972,664,000 | 961,434,000 | 989,537,000 |
| Total loans | 680,942,000 | 699,725,000 | 683,378,000 | 702,348,000 |
| Allowance for loan losses | 6,840,000 | 7,158,000 | 7,341,000 | 7,599,000 |
| Securities available for sale | 219,950,000 | 211,121,000 | 197,929,000 | 185,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,835,000 | 796,534,000 | 829,223,000 | 838,634,000 |
| Interest-bearing deposits | 634,128,000 | 622,193,000 | 644,156,000 | 655,835,000 |
| Noninterest-bearing deposits | 165,707,000 | 174,341,000 | 185,067,000 | 182,799,000 |
| Equity capital | 85,700,000 | 88,454,000 | 89,906,000 | 91,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,912,000 | 15,997,000 | 24,309,000 | 32,822,000 |
| Interest expense | 852,000 | 1,814,000 | 2,847,000 | 3,915,000 |
| Net interest income | 7,060,000 | 14,183,000 | 21,462,000 | 28,907,000 |
| Noninterest income | 6,593,000 | 14,468,000 | 21,687,000 | 28,745,000 |
| Noninterest expense | 11,886,000 | 24,067,000 | 35,632,000 | 46,946,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,467,000 | 3,985,000 | 6,613,000 | 9,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,467,000 | 3,985,000 | 6,613,000 | 9,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,413,000 | 89,850,000 | 91,093,000 | 93,990,000 |
| Total capital | 95,253,000 | 97,008,000 | 98,434,000 | 101,589,000 |
| Risk-weighted assets | 715,230,000 | 730,629,000 | 727,089,000 | 737,500,000 |